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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,215 | $106,280-36.8% | $96,538-30.4% | $139,487-51.8% |
| Participation rate | 41.2% | 77.8%-36.7pp | 74.3%-33.2pp | 80.3%-39.2pp |
| Annual return | 30.12% | 38.48%-8.4pp | 35.74%-5.6pp | 373.84%-343.7pp |
| Employer contribution / active EE | $2,179 | $4,107-46.9% | $3,740-41.7% | $4,755-54.2% |
| Participant deferral / active EE | $5,081 | $5,457-6.9% | $4,880+4.1% | $6,713-24.3% |
| Admin fee / account holder | $8,481 | $7,888+7.5% | $6,737+25.9% | $11,407-25.7% |