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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,361 | $99,345-92.6% | $84,753-91.3% | $273,972-97.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 11.92% | 22.93%-11.0pp | 22.78%-10.9pp | 41.46%-29.5pp |
| Employer contribution / active EE | $1,801 | $4,214-57.3% | $3,574-49.6% | $4,869-63.0% |
| Participant deferral / active EE | $5,024 | $4,270+17.7% | $3,712+35.4% | $5,287-5.0% |
| Admin fee / account holder | $1,049 | $6,645-84.2% | $5,333-80.3% | $10,133-89.6% |