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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,119 | $124,336-71.0% | $111,303-67.5% | $167,518-78.4% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 18.08% | 37.45%-19.4pp | 54.66%-36.6pp | 478.71%-460.6pp |
| Employer contribution / active EE | $6,015 | $3,436+75.0% | $2,731+120.2% | $4,838+24.3% |
| Participant deferral / active EE | $4,756 | $5,181-8.2% | $4,487+6.0% | $6,342-25.0% |
| Admin fee / account holder | $414 | $10,623-96.1% | $7,966-94.8% | $12,312-96.6% |