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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,060 | $77,908+91.3% | $149,696-0.4% | $75,173+98.3% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 12.13% | 31.73%-19.6pp | 134.46%-122.3pp | 160.72%-148.6pp |
| Employer contribution / active EE | $10,524 | $3,138+235.4% | $4,821+118.3% | $2,671+294.0% |
| Participant deferral / active EE | $9,646 | $3,411+182.8% | $5,682+69.8% | $4,126+133.8% |
| Admin fee / account holder | $17,844 | $5,950+199.9% | $13,212+35.1% | $5,651+215.8% |