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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,833 | $91,198+17.1% | $178,503-40.2% | $79,856+33.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 8.12% | 24.20%-16.1pp | 151.12%-143.0pp | 31.71%-23.6pp |
| Employer contribution / active EE | $8,493 | $3,257+160.8% | $5,011+69.5% | $2,471+243.7% |
| Participant deferral / active EE | $7,526 | $3,237+132.5% | $5,202+44.7% | $3,741+101.2% |
| Admin fee / account holder | $1,947 | $6,748-71.2% | $13,987-86.1% | $5,306-63.3% |