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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,649 | $92,684+195.3% | $82,706+230.9% | $134,509+103.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | 2.15% | 945.84%-943.7pp | 701.76%-699.6pp | 418.13%-416.0pp |
| Employer contribution / active EE | $0 | $3,272-100.0% | $3,007-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $28,950 | $4,800+503.1% | $4,394+558.9% | $6,400+352.3% |
| Admin fee / account holder | $2,008 | $5,982-66.4% | $5,329-62.3% | $11,427-82.4% |