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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,821 | $228,352-88.3% | $185,835-85.6% | $158,966-83.1% |
| Participation rate | 83.3% | 82.3%+1.0pp | 78.0%+5.3pp | 82.0%+1.4pp |
| Annual return | 20.71% | 40.81%-20.1pp | 35.96%-15.2pp | 302.95%-282.2pp |
| Employer contribution / active EE | $2,055 | $4,967-58.6% | $4,087-49.7% | $4,762-56.9% |
| Participant deferral / active EE | $4,469 | $6,416-30.4% | $5,633-20.7% | $5,983-25.3% |
| Admin fee / account holder | $935 | $11,867-92.1% | $9,502-90.2% | $11,250-91.7% |