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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,539 | $97,125-9.9% | $86,233+1.5% | $137,256-36.2% |
| Participation rate | 25.0% | 74.2%-49.2pp | 69.0%-44.0pp | 80.0%-55.0pp |
| Annual return | 13.23% | 74.19%-61.0pp | 61.39%-48.2pp | 220.34%-207.1pp |
| Employer contribution / active EE | $467 | $2,841-83.6% | $2,504-81.4% | $4,156-88.8% |
| Participant deferral / active EE | $1,792 | $5,180-65.4% | $4,559-60.7% | $6,407-72.0% |
| Admin fee / account holder | $0 | $9,725-100.0% | $8,342-100.0% | $12,270-100.0% |