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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,072 | $76,608-25.5% | $56,077+1.8% | $145,877-60.9% |
| Participation rate | 54.5% | 63.2%-8.7pp | 52.5%+2.0pp | 80.3%-25.8pp |
| Annual return | 9.54% | 3009.59%-3000.0pp | 1709.28%-1699.7pp | 551.28%-541.7pp |
| Employer contribution / active EE | $1,035 | $1,382-25.1% | $1,040-0.5% | $4,663-77.8% |
| Participant deferral / active EE | $5,960 | $2,624+127.1% | $1,954+205.0% | $6,691-10.9% |
| Admin fee / account holder | $362 | $3,325-89.1% | $2,825-87.2% | $13,402-97.3% |