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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,510 | $81,763-39.4% | $58,561-15.5% | $139,466-64.5% |
| Participation rate | 46.2% | 61.3%-15.2pp | 50.9%-4.7pp | 80.3%-34.2pp |
| Annual return | 22.13% | 7427.77%-7405.6pp | 4251.33%-4229.2pp | 373.66%-351.5pp |
| Employer contribution / active EE | $6,767 | $1,398+384.0% | $1,053+542.4% | $4,754+42.3% |
| Participant deferral / active EE | $5,563 | $2,555+117.8% | $1,923+189.3% | $6,712-17.1% |
| Admin fee / account holder | $381 | $3,273-88.3% | $2,520-84.9% | $11,409-96.7% |