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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,072 | $76,519-25.4% | $56,025+1.9% | $145,897-60.9% |
| Participation rate | 54.5% | 63.2%-8.7pp | 52.5%+2.0pp | 80.3%-25.8pp |
| Annual return | 9.54% | 3017.03%-3007.5pp | 1712.69%-1703.1pp | 552.29%-542.8pp |
| Employer contribution / active EE | $1,035 | $1,383-25.2% | $1,042-0.6% | $4,663-77.8% |
| Participant deferral / active EE | $5,960 | $2,624+127.1% | $1,955+204.9% | $6,689-10.9% |
| Admin fee / account holder | $362 | $3,331-89.1% | $2,828-87.2% | $13,390-97.3% |