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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,331 | $76,371-79.9% | $93,621-83.6% | $72,976-79.0% |
| Participation rate | 73.3% | 71.8%+1.6pp | 75.8%-2.5pp | 69.5%+3.8pp |
| Annual return | 19.57% | 25.82%-6.2pp | 32.76%-13.2pp | 81.02%-61.4pp |
| Employer contribution / active EE | $377 | $2,276-83.4% | $2,719-86.1% | $2,440-84.6% |
| Participant deferral / active EE | $1,963 | $3,538-44.5% | $4,070-51.8% | $3,608-45.6% |
| Admin fee / account holder | $2,356 | $6,839-65.5% | $7,890-70.1% | $5,124-54.0% |