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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,378 | $67,411-83.1% | $91,004-87.5% | $70,126-83.8% |
| Participation rate | 69.4% | 71.4%-2.0pp | 75.6%-6.2pp | 69.5%-0.2pp |
| Annual return | 16.37% | -40.16%+56.5pp | 4.60%+11.8pp | 73.15%-56.8pp |
| Employer contribution / active EE | $445 | $1,786-75.1% | $2,456-81.9% | $2,343-81.0% |
| Participant deferral / active EE | $2,330 | $2,823-17.5% | $3,548-34.3% | $3,332-30.1% |
| Admin fee / account holder | $294 | $4,236-93.1% | $5,417-94.6% | $4,645-93.7% |