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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,897 | $138,114-63.1% | $125,391-59.4% | $134,545-62.2% |
| Participation rate | 63.6% | 84.5%-20.9pp | 82.4%-18.7pp | 81.2%-17.6pp |
| Annual return | -16.41% | 750.88%-767.3pp | 572.41%-588.8pp | 418.37%-434.8pp |
| Employer contribution / active EE | $2,813 | $5,246-46.4% | $4,816-41.6% | $4,742-40.7% |
| Participant deferral / active EE | $6,165 | $7,801-21.0% | $7,448-17.2% | $6,401-3.7% |
| Admin fee / account holder | $302 | $11,570-97.4% | $10,009-97.0% | $11,431-97.4% |