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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,699 | $157,304-69.7% | $141,197-66.2% | $152,909-68.8% |
| Participation rate | 57.1% | 84.8%-27.7pp | 82.5%-25.3pp | 82.5%-25.3pp |
| Annual return | 22.92% | 64.34%-41.4pp | 71.41%-48.5pp | 345.46%-322.5pp |
| Employer contribution / active EE | $1,591 | $5,263-69.8% | $4,736-66.4% | $4,764-66.6% |
| Participant deferral / active EE | $2,605 | $7,111-63.4% | $6,710-61.2% | $5,851-55.5% |
| Admin fee / account holder | $86 | $12,126-99.3% | $10,265-99.2% | $11,601-99.3% |