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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,648 | $209,874+58.0% | $189,537+75.0% | $167,536+98.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 5.76% | 748.61%-742.9pp | 555.34%-549.6pp | 478.82%-473.1pp |
| Employer contribution / active EE | $12,076 | $6,913+74.7% | $6,161+96.0% | $4,839+149.5% |
| Participant deferral / active EE | $16,550 | $8,934+85.3% | $8,220+101.3% | $6,342+160.9% |
| Admin fee / account holder | $454,209 | $14,299+3076.5% | $12,048+3669.9% | $12,315+3588.4% |