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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $572,118 | $197,637+189.5% | $177,848+221.7% | $158,982+259.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 4.39% | 58.77%-54.4pp | 48.33%-43.9pp | 302.99%-298.6pp |
| Employer contribution / active EE | $10,615 | $6,698+58.5% | $5,919+79.3% | $4,763+122.9% |
| Participant deferral / active EE | $16,625 | $8,405+97.8% | $7,714+115.5% | $5,983+177.8% |
| Admin fee / account holder | $1,857 | $15,406-87.9% | $12,431-85.1% | $11,252-83.5% |