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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,266 | $201,344+42.2% | $184,243+55.4% | $145,877+96.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | -0.87% | 29.01%-29.9pp | 28.82%-29.7pp | 551.28%-552.1pp |
| Employer contribution / active EE | $7,448 | $7,022+6.1% | $6,427+15.9% | $4,663+59.7% |
| Participant deferral / active EE | $12,236 | $9,807+24.8% | $9,132+34.0% | $6,691+82.9% |
| Admin fee / account holder | $40,626 | $16,382+148.0% | $13,914+192.0% | $13,402+203.1% |