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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,507 | $98,766-90.4% | $149,730-93.7% | $79,852-88.1% |
| Participation rate | 89.8% | 75.8%+14.0pp | 82.5%+7.3pp | 69.6%+20.2pp |
| Annual return | 16.21% | 27.43%-11.2pp | 276.70%-260.5pp | 31.72%-15.5pp |
| Employer contribution / active EE | $82 | $3,217-97.4% | $4,645-98.2% | $2,471-96.7% |
| Participant deferral / active EE | $2,735 | $5,681-51.9% | $6,843-60.0% | $3,740-26.9% |
| Admin fee / account holder | $926 | $6,052-84.7% | $9,310-90.1% | $5,306-82.6% |