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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,532 | $176,688-96.3% | $130,660-95.0% | $152,897-95.7% |
| Participation rate | 85.7% | 79.0%+6.7pp | 71.7%+14.0pp | 82.5%+3.3pp |
| Annual return | 16.52% | 2693.08%-2676.6pp | 1709.29%-1692.8pp | 345.43%-328.9pp |
| Employer contribution / active EE | $0 | $5,743-100.0% | $4,092-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $696 | $4,362-84.0% | $3,603-80.7% | $5,851-88.1% |
| Admin fee / account holder | $1,216 | $7,131-82.9% | $5,463-77.7% | $11,599-89.5% |