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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,752 | $165,381-36.7% | $149,730-30.0% | $158,966-34.1% |
| Participation rate | 95.2% | 84.6%+10.7pp | 82.5%+12.8pp | 82.0%+13.3pp |
| Annual return | 34.55% | 348.29%-313.7pp | 276.70%-242.1pp | 302.95%-268.4pp |
| Employer contribution / active EE | $11,057 | $5,104+116.6% | $4,645+138.0% | $4,762+132.2% |
| Participant deferral / active EE | $14,925 | $7,182+107.8% | $6,843+118.1% | $5,983+149.5% |
| Admin fee / account holder | $11,046 | $10,809+2.2% | $9,310+18.6% | $11,250-1.8% |