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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,297 | $150,447-40.0% | $136,298-33.8% | $147,586-38.8% |
| Participation rate | 69.2% | 84.4%-15.2pp | 81.9%-12.7pp | 82.8%-13.6pp |
| Annual return | 19.65% | 1049.15%-1029.5pp | 5156.27%-5136.6pp | 578.59%-558.9pp |
| Employer contribution / active EE | $10,003 | $5,256+90.3% | $4,696+113.0% | $4,876+105.1% |
| Participant deferral / active EE | $14,901 | $6,631+124.7% | $6,247+138.5% | $5,439+174.0% |
| Admin fee / account holder | $3,032 | $10,906-72.2% | $9,244-67.2% | $10,886-72.2% |