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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,532 | $111,814-87.0% | $103,378-85.9% | $145,978-90.0% |
| Participation rate | 94.4% | 77.9%+16.5pp | 74.5%+19.9pp | 80.3%+14.2pp |
| Annual return | 13.90% | 24.80%-10.9pp | 24.91%-11.0pp | 550.52%-536.6pp |
| Employer contribution / active EE | $1,344 | $4,215-68.1% | $3,870-65.3% | $4,662-71.2% |
| Participant deferral / active EE | $2,195 | $5,618-60.9% | $5,058-56.6% | $6,690-67.2% |
| Admin fee / account holder | $436 | $9,764-95.5% | $8,401-94.8% | $13,400-96.7% |