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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,013 | $107,809-49.9% | $90,657-40.4% | $135,380-60.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -8.86% | -0.90%-8.0pp | 1.89%-10.7pp | 519.81%-528.7pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,532-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $7,754 | $3,872+100.3% | $3,424+126.4% | $5,609+38.2% |
| Admin fee / account holder | $416 | $5,931-93.0% | $4,994-91.7% | $10,828-96.2% |