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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,851 | $92,219-1.5% | $76,766+18.3% | $135,382-32.9% |
| Participation rate | 62.5% | 79.8%-17.3pp | 77.0%-14.5pp | 82.6%-20.1pp |
| Annual return | -6.01% | 5.46%-11.5pp | 2.43%-8.4pp | 519.77%-525.8pp |
| Employer contribution / active EE | $4,200 | $3,216+30.6% | $2,485+69.0% | $4,779-12.1% |
| Participant deferral / active EE | $5,216 | $4,508+15.7% | $3,851+35.4% | $5,609-7.0% |
| Admin fee / account holder | $227 | $10,749-97.9% | $6,675-96.6% | $10,829-97.9% |