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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MML INVESTORS SERVICES Service code 27 · EIN 04-1590850 | Advisory (Plan) | $21,668 |
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930 | Recordkeeping | $15,125 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,728 | $91,198+5.0% | $178,503-46.4% | $79,856+19.9% |
| Participation rate | 83.1% | 69.2%+13.9pp | 81.9%+1.2pp | 69.6%+13.5pp |
| Annual return | 16.24% | 24.20%-8.0pp | 151.12%-134.9pp | 31.71%-15.5pp |
| Employer contribution / active EE | $5,808 | $3,257+78.3% | $5,011+15.9% | $2,471+135.0% |
| Participant deferral / active EE | $5,054 | $3,237+56.1% | $5,202-2.9% | $3,741+35.1% |
| Admin fee / account holder | $331 | $6,748-95.1% | $13,987-97.6% | $5,306-93.8% |