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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,215 | $67,372-93.7% | $60,906-93.1% | $134,532-96.9% |
| Participation rate | 71.4% | 76.2%-4.7pp | 73.1%-1.7pp | 81.2%-9.8pp |
| Annual return | -18.91% | 50.05%-69.0pp | 16.94%-35.8pp | 418.27%-437.2pp |
| Employer contribution / active EE | $503 | $3,099-83.8% | $2,703-81.4% | $4,741-89.4% |
| Participant deferral / active EE | $1,167 | $4,532-74.3% | $3,814-69.4% | $6,401-81.8% |
| Admin fee / account holder | $714 | $4,588-84.4% | $3,227-77.9% | $11,429-93.7% |