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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,215 | $67,352-93.7% | $60,899-93.1% | $134,509-96.9% |
| Participation rate | 71.4% | 76.2%-4.8pp | 73.1%-1.7pp | 81.2%-9.8pp |
| Annual return | -18.91% | 49.99%-68.9pp | 16.92%-35.8pp | 418.13%-437.0pp |
| Employer contribution / active EE | $503 | $3,098-83.8% | $2,702-81.4% | $4,741-89.4% |
| Participant deferral / active EE | $1,167 | $4,539-74.3% | $3,817-69.4% | $6,400-81.8% |
| Admin fee / account holder | $714 | $4,585-84.4% | $3,225-77.8% | $11,427-93.7% |