Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,714 | $91,559-74.1% | $133,971-82.3% | $79,852-70.3% |
| Participation rate | 64.5% | 73.3%-8.8pp | 79.8%-15.3pp | 69.6%-5.1pp |
| Annual return | 28.89% | 61.85%-33.0pp | 45.09%-16.2pp | 31.72%-2.8pp |
| Employer contribution / active EE | $1,894 | $2,384-20.6% | $3,919-51.7% | $2,471-23.4% |
| Participant deferral / active EE | $3,190 | $3,734-14.6% | $5,047-36.8% | $3,740-14.7% |
| Admin fee / account holder | $1,234 | $6,321-80.5% | $8,929-86.2% | $5,306-76.7% |