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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,881 | $82,288-19.9% | $68,794-4.2% | $134,509-51.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -17.64% | -2.19%-15.4pp | -6.37%-11.3pp | 418.13%-435.8pp |
| Employer contribution / active EE | $6,571 | $3,301+99.1% | $2,656+147.5% | $4,741+38.6% |
| Participant deferral / active EE | $8,165 | $4,738+72.3% | $3,941+107.2% | $6,400+27.6% |
| Admin fee / account holder | $1,787 | $6,482-72.4% | $4,934-63.8% | $11,427-84.4% |