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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,606 | $102,632+150.0% | $81,988+213.0% | $158,950+61.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 24.32% | 61.05%-36.7pp | 41.31%-17.0pp | 302.91%-278.6pp |
| Employer contribution / active EE | $9,147 | $3,241+182.2% | $2,498+266.1% | $4,762+92.1% |
| Participant deferral / active EE | $12,690 | $4,649+172.9% | $3,722+240.9% | $5,983+112.1% |
| Admin fee / account holder | $491 | $8,237-94.0% | $5,665-91.3% | $11,248-95.6% |