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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,155 | $103,966-43.1% | $112,899-47.6% | $75,181-21.3% |
| Participation rate | 77.3% | 75.7%+1.6pp | 80.5%-3.2pp | 67.2%+10.1pp |
| Annual return | 17.56% | 24.54%-7.0pp | 34.11%-16.6pp | 160.69%-143.1pp |
| Employer contribution / active EE | $2,426 | $3,870-37.3% | $4,566-46.9% | $2,671-9.2% |
| Participant deferral / active EE | $10,076 | $5,456+84.7% | $6,516+54.6% | $4,126+144.2% |
| Admin fee / account holder | $11,015 | $7,663+43.7% | $7,047+56.3% | $5,650+95.0% |