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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,648 | $142,361-49.0% | $119,608-39.3% | $134,509-46.0% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -17.47% | -12.46%-5.0pp | -14.98%-2.5pp | 418.13%-435.6pp |
| Employer contribution / active EE | $3,621 | $5,224-30.7% | $4,232-14.4% | $4,741-23.6% |
| Participant deferral / active EE | $8,753 | $6,468+35.3% | $5,601+56.3% | $6,400+36.8% |
| Admin fee / account holder | $1,962 | $13,588-85.6% | $10,326-81.0% | $11,427-82.8% |