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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,533 | $57,352-39.8% | $83,830-58.8% | $64,173-46.2% |
| Participation rate | 66.1% | 68.6%-2.5pp | 76.1%-10.0pp | 69.6%-3.4pp |
| Annual return | -5.60% | 11.38%-17.0pp | 850.97%-856.6pp | 7.63%-13.2pp |
| Employer contribution / active EE | $1,454 | $2,546-42.9% | $3,631-60.0% | $2,381-38.9% |
| Participant deferral / active EE | $2,622 | $2,993-12.4% | $4,082-35.8% | $3,470-24.4% |
| Admin fee / account holder | $594 | $4,046-85.3% | $5,479-89.2% | $4,887-87.9% |