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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,723 | $95,895+65.5% | $79,576+99.5% | $134,509+18.0% |
| Participation rate | 66.7% | 75.0%-8.4pp | 69.5%-2.8pp | 81.2%-14.6pp |
| Annual return | -16.36% | -2.72%-13.6pp | 0.15%-16.5pp | 418.13%-434.5pp |
| Employer contribution / active EE | $2,739 | $3,128-12.4% | $2,413+13.5% | $4,741-42.2% |
| Participant deferral / active EE | $5,688 | $4,693+21.2% | $3,985+42.7% | $6,400-11.1% |
| Admin fee / account holder | $1,620 | $9,129-82.3% | $6,834-76.3% | $11,427-85.8% |