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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,723 | $95,917+65.5% | $79,583+99.4% | $134,545+18.0% |
| Participation rate | 66.7% | 75.0%-8.4pp | 69.5%-2.8pp | 81.2%-14.6pp |
| Annual return | -16.36% | -2.70%-13.7pp | 0.16%-16.5pp | 418.37%-434.7pp |
| Employer contribution / active EE | $2,739 | $3,129-12.5% | $2,414+13.5% | $4,742-42.2% |
| Participant deferral / active EE | $5,688 | $4,694+21.2% | $3,986+42.7% | $6,401-11.1% |
| Admin fee / account holder | $1,620 | $9,132-82.3% | $6,835-76.3% | $11,431-85.8% |