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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,810 | $95,979-9.6% | $74,551+16.4% | $135,380-35.9% |
| Participation rate | 69.2% | 75.7%-6.4pp | 69.1%+0.1pp | 82.6%-13.4pp |
| Annual return | -6.31% | 56.97%-63.3pp | 32.53%-38.8pp | 519.81%-526.1pp |
| Employer contribution / active EE | $1,787 | $2,716-34.2% | $1,961-8.9% | $4,779-62.6% |
| Participant deferral / active EE | $5,564 | $3,844+44.8% | $3,108+79.0% | $5,609-0.8% |
| Admin fee / account holder | $1,423 | $6,522-78.2% | $5,059-71.9% | $10,828-86.9% |