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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,281 | $138,076-76.6% | $123,553-73.9% | $135,380-76.2% |
| Participation rate | 77.8% | 84.7%-7.0pp | 82.3%-4.5pp | 82.6%-4.9pp |
| Annual return | -8.21% | 153.70%-161.9pp | 119.21%-127.4pp | 519.81%-528.0pp |
| Employer contribution / active EE | $734 | $5,152-85.7% | $4,628-84.1% | $4,779-84.6% |
| Participant deferral / active EE | $11,933 | $6,800+75.5% | $6,426+85.7% | $5,609+112.7% |
| Admin fee / account holder | $311 | $10,917-97.2% | $9,284-96.7% | $10,828-97.1% |