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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,087 | $157,276-80.9% | $141,177-78.7% | $152,885-80.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 28.85% | 64.33%-35.5pp | 71.40%-42.6pp | 345.39%-316.5pp |
| Employer contribution / active EE | $3,207 | $5,262-39.0% | $4,736-32.3% | $4,763-32.7% |
| Participant deferral / active EE | $5,433 | $7,110-23.6% | $6,710-19.0% | $5,851-7.1% |
| Admin fee / account holder | $1,529 | $12,123-87.4% | $10,263-85.1% | $11,598-86.8% |