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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,103 | $175,257-65.1% | $149,717-59.2% | $139,456-56.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.35% | 166.70%-152.4pp | 134.41%-120.1pp | 373.45%-359.1pp |
| Employer contribution / active EE | $2,884 | $5,477-47.3% | $4,820-40.2% | $4,753-39.3% |
| Participant deferral / active EE | $11,976 | $6,521+83.7% | $5,682+110.8% | $6,711+78.4% |
| Admin fee / account holder | $2,638 | $16,156-83.7% | $13,213-80.0% | $11,407-76.9% |