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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,501 | $148,623-59.3% | $135,974-55.5% | $139,466-56.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 24.94% | 79.30%-54.4pp | 68.30%-43.4pp | 373.66%-348.7pp |
| Employer contribution / active EE | $9,042 | $5,246+72.3% | $4,859+86.1% | $4,754+90.2% |
| Participant deferral / active EE | $6,483 | $8,103-20.0% | $7,760-16.5% | $6,712-3.4% |
| Admin fee / account holder | $3,792 | $12,406-69.4% | $10,767-64.8% | $11,409-66.8% |