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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,874 | $138,102-56.6% | $125,381-52.2% | $134,532-55.5% |
| Participation rate | 92.3% | 84.5%+7.8pp | 82.4%+9.9pp | 81.2%+11.1pp |
| Annual return | -3.57% | 750.73%-754.3pp | 572.31%-575.9pp | 418.27%-421.8pp |
| Employer contribution / active EE | $8,667 | $5,245+65.2% | $4,815+80.0% | $4,741+82.8% |
| Participant deferral / active EE | $5,922 | $7,801-24.1% | $7,448-20.5% | $6,401-7.5% |
| Admin fee / account holder | $1,175 | $11,568-89.8% | $10,007-88.3% | $11,429-89.7% |