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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,082 | $160,070-49.3% | $147,117-44.9% | $145,897-44.4% |
| Participation rate | 82.4% | 84.0%-1.7pp | 82.2%+0.2pp | 80.3%+2.0pp |
| Annual return | 16.60% | 98.69%-82.1pp | 420.54%-403.9pp | 552.29%-535.7pp |
| Employer contribution / active EE | $9,330 | $5,285+76.5% | $4,932+89.1% | $4,663+100.1% |
| Participant deferral / active EE | $7,341 | $8,419-12.8% | $8,065-9.0% | $6,689+9.7% |
| Admin fee / account holder | $665 | $15,035-95.6% | $12,993-94.9% | $13,390-95.0% |