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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,082 | $160,040-49.3% | $147,096-44.9% | $145,877-44.4% |
| Participation rate | 82.4% | 84.0%-1.7pp | 82.2%+0.2pp | 80.3%+2.1pp |
| Annual return | 16.60% | 98.49%-81.9pp | 419.75%-403.1pp | 551.28%-534.7pp |
| Employer contribution / active EE | $9,330 | $5,289+76.4% | $4,936+89.0% | $4,663+100.1% |
| Participant deferral / active EE | $7,341 | $8,429-12.9% | $8,071-9.0% | $6,691+9.7% |
| Admin fee / account holder | $665 | $15,050-95.6% | $13,005-94.9% | $13,402-95.0% |