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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,099 | $75,183-1.4% | $123,894-40.2% | $55,167+34.3% |
| Participation rate | 79.8% | 72.8%+7.0pp | 81.4%-1.6pp | 69.0%+10.9pp |
| Annual return | 11.26% | 19.01%-7.8pp | 47.52%-36.3pp | 169.23%-158.0pp |
| Employer contribution / active EE | $14,182 | $2,823+402.3% | $4,617+207.2% | $1,963+622.6% |
| Participant deferral / active EE | $10,138 | $5,084+99.4% | $5,984+69.4% | $3,054+232.0% |
| Admin fee / account holder | $4,489 | $663+577.5% | $8,357-46.3% | $504+790.8% |