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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,269 | $63,346-72.7% | $92,240-81.3% | $70,126-75.4% |
| Participation rate | 74.4% | 68.7%+5.7pp | 76.5%-2.1pp | 69.5%+4.8pp |
| Annual return | 21.04% | 530.19%-509.1pp | 176.29%-155.2pp | 73.15%-52.1pp |
| Employer contribution / active EE | $1,062 | $2,471-57.0% | $3,680-71.1% | $2,343-54.7% |
| Participant deferral / active EE | $2,979 | $2,854+4.4% | $3,897-23.6% | $3,332-10.6% |
| Admin fee / account holder | $1,722 | $3,841-55.2% | $5,194-66.9% | $4,645-62.9% |