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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,737 | $57,352-70.8% | $83,831-80.0% | $64,173-73.9% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -9.85% | 11.38%-21.2pp | 850.99%-860.8pp | 7.63%-17.5pp |
| Employer contribution / active EE | $9,632 | $2,546+278.4% | $3,631+165.3% | $2,381+304.6% |
| Participant deferral / active EE | $0 | $2,993-100.0% | $4,082-100.0% | $3,470-100.0% |
| Admin fee / account holder | $3,406 | $4,046-15.8% | $5,479-37.8% | $4,887-30.3% |