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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,016 | $63,346-77.9% | $92,240-84.8% | $70,126-80.0% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 9.63% | 530.19%-520.6pp | 176.29%-166.7pp | 73.15%-63.5pp |
| Employer contribution / active EE | $5,086 | $2,471+105.8% | $3,680+38.2% | $2,343+117.1% |
| Participant deferral / active EE | $0 | $2,854-100.0% | $3,897-100.0% | $3,332-100.0% |
| Admin fee / account holder | $115 | $3,841-97.0% | $5,194-97.8% | $4,645-97.5% |