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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,032 | $127,790+61.2% | $106,555+93.4% | $167,536+23.0% |
| Participation rate | 77.3% | 78.3%-1.0pp | 76.1%+1.1pp | 82.1%-4.8pp |
| Annual return | 11.03% | 33.88%-22.8pp | 26.80%-15.8pp | 478.82%-467.8pp |
| Employer contribution / active EE | $0 | $3,428-100.0% | $2,819-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $4,553 | $5,088-10.5% | $4,399+3.5% | $6,342-28.2% |
| Admin fee / account holder | $4,344 | $11,229-61.3% | $7,408-41.4% | $12,315-64.7% |