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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,289 | $118,708+55.2% | $98,920+86.3% | $158,982+15.9% |
| Participation rate | 72.7% | 77.8%-5.1pp | 76.0%-3.3pp | 82.0%-9.2pp |
| Annual return | 18.23% | 372.49%-354.3pp | 196.47%-178.2pp | 302.99%-284.8pp |
| Employer contribution / active EE | $0 | $3,334-100.0% | $2,689-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,805 | $5,089-25.2% | $4,245-10.4% | $5,983-36.4% |
| Admin fee / account holder | $2,738 | $10,134-73.0% | $6,643-58.8% | $11,252-75.7% |