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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,370 | $175,259-54.7% | $149,723-47.0% | $139,487-43.1% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 12.61% | 166.82%-154.2pp | 134.50%-121.9pp | 373.84%-361.2pp |
| Employer contribution / active EE | $2,785 | $5,478-49.2% | $4,821-42.2% | $4,755-41.4% |
| Participant deferral / active EE | $2,920 | $6,522-55.2% | $5,682-48.6% | $6,713-56.5% |
| Admin fee / account holder | $3,207 | $16,158-80.2% | $13,215-75.7% | $11,407-71.9% |