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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,334 | $181,896-83.3% | $156,551-80.6% | $273,972-88.9% |
| Participation rate | 93.3% | 88.4%+4.9pp | 84.0%+9.3pp | 83.0%+10.3pp |
| Annual return | 7.29% | 30.74%-23.5pp | 32.23%-24.9pp | 41.46%-34.2pp |
| Employer contribution / active EE | $3,673 | $6,248-41.2% | $5,501-33.2% | $4,869-24.6% |
| Participant deferral / active EE | $3,010 | $5,550-45.8% | $4,871-38.2% | $5,287-43.1% |
| Admin fee / account holder | $804 | $15,560-94.8% | $13,028-93.8% | $10,133-92.1% |