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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,058 | $80,992+23.5% | $96,534+3.7% | $75,173+33.1% |
| Participation rate | 65.4% | 71.8%-6.4pp | 76.0%-10.6pp | 67.2%-1.8pp |
| Annual return | 17.17% | 27.05%-9.9pp | 25.88%-8.7pp | 160.72%-143.5pp |
| Employer contribution / active EE | $2,770 | $2,283+21.3% | $2,965-6.6% | $2,671+3.7% |
| Participant deferral / active EE | $5,087 | $3,929+29.5% | $4,851+4.9% | $4,126+23.3% |
| Admin fee / account holder | $7,682 | $6,717+14.4% | $8,253-6.9% | $5,651+35.9% |